IOB Recruitment 2026 notification has been released by Indian Overseas Bank for 291 Generalist and Specialist Officer vacancies in JMGS-I, MMGS-II and MMGS-III scales. Eligible candidates can apply online for the available posts from 29 August 2026 to 15 September 2026.
Candidates interested in IOB Generalist and Specialist Officer Recruitment 2026 should check the post-wise educational qualification, age limit, experience, application fee and other eligibility conditions before submitting the application form.
The selection process will include an Online Examination followed by a Personal Interview. Candidates who satisfy the prescribed eligibility criteria can apply for more than one post, subject to the conditions mentioned in the official notification.
IOB Recruitment 2026: Key Highlights
| Particulars | Details |
|---|---|
| Organization | Indian Overseas Bank (IOB) |
| Recruitment Name | IOB Generalist & Specialist Officer Recruitment 2026 |
| Advertisement No. | HRDD/RECT/04/2026-27 |
| Total Vacancies | 291 Posts |
| Posts | Generalist & Specialist Officers |
| Pay Scale | JMGS-I, MMGS-II & MMGS-III |
| Application Mode | Online |
| Application Start Date | 29 August 2026 |
| Last Date to Apply | 15 September 2026 |
| Selection Process | Online Examination & Personal Interview |
| Job Category | Banking Jobs |
| Official Website | iob.bank.in |
IOB Recruitment 2026: Important Dates
| Event | Date |
|---|---|
| Notification Date | 28 August 2026 |
| Online Application Begins | 29 August 2026 |
| Last Date to Apply Online | 15 September 2026 |
| Last Date for Fee Payment | 15 September 2026 |
Candidates should complete the application process before the last date. Applications submitted after the deadline may not be accepted.
IOB Recruitment 2026 Vacancy Details
Indian Overseas Bank has announced 291 vacancies for Generalist and Specialist Officer positions across JMGS-I, MMGS-II and MMGS-III grades.
| Post Name | Grade | Vacancies |
|---|---|---|
| Manager – Branch Management | MMGS-II | 100 |
| Manager – IT | MMGS-II | 65 |
| Manager – Information Security | MMGS-II | 5 |
| Manager – Information Security Audit | MMGS-II | 5 |
| Senior Manager – IT | MMGS-III | 10 |
| Senior Manager – Information Security | MMGS-III | 3 |
| Senior Manager – Information Security Audit | MMGS-III | 2 |
| Senior Manager – Database Administrator | MMGS-III | 10 |
| Senior Manager – Network Administrator | MMGS-III | 5 |
| Senior Manager – Cyber Security Administrator | MMGS-III | 5 |
| Manager – Credit | MMGS-II | 35 |
| Senior Manager – Credit | MMGS-III | 15 |
| Senior Manager – Risk | MMGS-III | 6 |
| Assistant Manager – Security | JMGS-I | 25 |
| Total | – | 291 |
Category-Wise Vacancy
The announced vacancies are distributed among different categories as follows:
• UR: 117 posts
• OBC: 79 posts
• SC: 46 posts
• ST: 21 posts
• EWS: 28 posts
There are also 12 PwBD vacancies on a horizontal reservation basis, including HI, OC, VI and ID categories.
Note: The vacancies mentioned above are provisional and may be modified by the bank depending on its requirements.
IOB Recruitment 2026 Application Fee
Candidates have to pay the prescribed application fee and intimation charges while submitting the online form.
| Category | Application Fee / Intimation Charges |
|---|---|
| SC / ST / PwBD | ₹175/- |
| All Other Candidates | ₹1,000/- |
The payment can be made online using:
• Debit Card
• Credit Card
• Internet Banking
• BHIM/UPI
The application fee is non-refundable and cannot be adjusted against any other recruitment or selection process.
IOB Recruitment 2026 Age Limit
The age limit will be calculated as on 01 August 2026. The prescribed age range is generally 22 to 45 years, depending on the post.
| Category | Age Relaxation |
|---|---|
| Minimum Age | 22 Years |
| Maximum Age | 45 Years |
| SC / ST | 5 Years |
| OBC-NCL | 3 Years |
| PwBD | 10 Years |
| Persons Affected by 1984 Riots | 5 Years |
| Ex-Servicemen / Commissioned Officers | 5 Years |
Candidates should check the detailed notification for the exact age requirement applicable to their selected post.
IOB Officer Salary 2026
Selected candidates will receive salary according to the applicable bank pay scale. In addition to basic pay, employees may receive DA, HRA, CCA and other allowances as per the prevailing bank rules.
| Grade | Pay Scale |
|---|---|
| JMGS-I | ₹48,480 – ₹85,290 |
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
Additional Benefits
Eligible Specialist Officers appointed in MMGS-II and MMGS-III may receive benefits such as:
• Conveyance expenses
• Newspaper expenses
• Telephone/Mobile expenses
• Residential furniture
• Bank-owned or leased accommodation during probation
Benefits and allowances will be provided according to the applicable Indian Overseas Bank rules.
IOB Recruitment 2026 Eligibility Criteria
Candidates must fulfill the educational qualification and experience requirements prescribed for the particular post.
The eligibility is considered as on 01 August 2026.
| Post | Educational Qualification | Experience |
|---|---|---|
| Manager – Branch Management | Degree in any discipline | 3 Years |
| Manager – IT | B.E./B.Tech in CS/IT/Electronics or MCA or M.Sc in CS/IT | 5 Years |
| Manager – Information Security | B.E./B.Tech or M.E./M.Tech in CS/IT/Cyber Security | 2 Years |
| Manager – Information Security Audit | B.E./B.Tech or M.E./M.Tech or MCA | 2 Years |
| Senior Manager – IT | B.E./B.Tech in CS/IT/Electronics or MCA or M.Sc in CS/IT | 8 Years |
| Senior Manager – Information Security | B.E./B.Tech or M.E./M.Tech in CS/IT/Cyber Security | 5 Years |
| Senior Manager – Information Security Audit | B.E./B.Tech or M.E./M.Tech or MCA | 5 Years |
| Senior Manager – Database Administrator | B.E./B.Tech in CS/IT/Electronics or MCA or M.Sc in CS/IT | 8 Years |
| Senior Manager – Network Administrator | B.E./B.Tech or M.Tech in CS/IT/Electronics or MCA | 5 Years |
| Senior Manager – Cyber Security Administrator | B.E./B.Tech or M.E./M.Tech in CS/IT/Cyber Security | 5 Years |
| Manager – Credit | MBA Finance / PGDBA / CA / CMA | 3 Years |
| Senior Manager – Credit | MBA Finance / PGDBA / CA / CMA | 6 Years |
| Senior Manager – Risk | MBA Finance / PGDM / PGDBF / Master’s in Mathematics, Statistics or Economics | 5 Years |
| Assistant Manager – Security | Graduation | 5 Years |
Some Specialist Officer positions may also require specific professional certifications, domain knowledge or relevant technology experience.
Therefore, candidates should carefully read the detailed post-wise eligibility requirements in the official notification before applying.
IOB Recruitment 2026 Selection Process
The selection process for IOB Generalist and Specialist Officer Recruitment 2026 consists of:
- Online Examination
- Personal Interview
The final selection will be based on the combined performance in the online examination and personal interview.
Online Examination Pattern
Manager – Branch Management
| Subject | Questions | Marks | Time |
|---|---|---|---|
| English Language | 25 | 25 | 30 Minutes |
| Professional Knowledge | 75 | 75 | 90 Minutes |
| Total | 100 | 100 | 2 Hours |
Other Posts
| Subject | Questions | Marks | Time |
|---|---|---|---|
| English Language | 25 | 25 | 30 Minutes |
| General Awareness – Banking | 25 | 25 | 30 Minutes |
| Professional Knowledge | 50 | 50 | 60 Minutes |
| Total | 100 | 100 | 2 Hours |
Important Exam Rules
• Professional Knowledge will have the minimum qualifying requirement.
• There is no minimum qualifying mark separately prescribed for English and General Awareness.
• The qualifying marks are 35% for UR candidates and 30% for reserved categories.
• A penalty of ¼ mark will be applied for every incorrect answer.
• No marks will be deducted for questions that are not attempted.
Personal Interview
The Personal Interview will carry 100 marks.
Candidates will be assessed on areas including:
• Industry Exposure
• Subject Knowledge
• Communication Skills
The minimum qualifying marks in the interview are 50% for UR candidates and 45% for reserved category candidates.
Final Selection Weightage
| Selection Stage | Weightage |
|---|---|
| Online Examination | 80% |
| Personal Interview | 20% |
| Total | 100% |
The final merit list will therefore be prepared using an 80:20 weightage for the Online Examination and Personal Interview.
IOB Recruitment 2026 Documents Required
Candidates should keep the necessary documents ready for the interview and document verification process.
• Interview Call Letter
• System-generated application form
• Date of Birth proof such as Birth Certificate or Class 10 Certificate
• Valid photo ID such as Aadhaar/e-Aadhaar, PAN, Passport, Driving Licence or Voter ID
• Educational qualification certificates and mark sheets
• Experience certificates, appointment letters, relieving letters and salary slips
• Professional certification documents, wherever applicable
• SC/ST/OBC-NCL/EWS category certificate, wherever applicable
• PwBD certificate, if applicable
• NOC for candidates working in Government, PSU or Bank services
Important: Ration Card will not be accepted as a valid photo identity document at any stage of the recruitment process.
IOB Financial Service Indemnity Bond
Selected candidates will be required to execute a Financial Service Indemnity Bond with a minimum service commitment of 3 years.
| Grade | Bond Amount |
|---|---|
| JMGS-I | ₹2,00,000 |
| MMGS-II & MMGS-III | ₹2,50,000 |
Candidates should carefully read the terms and conditions related to the bond before joining the bank.
How to Apply for IOB Recruitment 2026
Eligible candidates can submit the IOB Recruitment 2026 application form online by following these steps:
- Visit the official Indian Overseas Bank website.
- Open the Careers section.
- Find the recruitment notification for Generalist/Specialist Officers in Various Scales – 2026-27.
- Select the post for which you want to apply.
- Click on Register Online.
- Complete the registration process by entering the required details.
- Save the Registration Number and Password received through email/SMS.
- Upload your photograph, signature, left thumb impression and handwritten declaration according to the prescribed specifications.
- Complete the application form carefully.
- Click on Complete Registration after checking all details.
- Pay the applicable application fee through Debit Card, Credit Card, Internet Banking or BHIM/UPI.
- Download and save the completed application form and payment e-receipt for future use.
Candidates should verify all information before submitting the application because corrections may not be allowed after final submission.
IOB Recruitment 2026 Important Links
| Particulars | Link |
|---|---|
| Apply Online | Apply Now |
| Official Notification PDF | Download PDF |
| Official Website | Visit Website |
IOB Recruitment 2026 FAQs
How many vacancies are available in IOB Recruitment 2026?
Indian Overseas Bank has announced a total of 291 vacancies for Generalist and Specialist Officer posts.
What is the last date to apply for IOB Recruitment 2026?
The last date to submit the online application form is 15 September 2026.
What is the application fee for IOB Recruitment 2026?
SC, ST and PwBD candidates have to pay ₹175, while candidates from other categories, including OBC and EWS, have to pay ₹1,000.
What is the age limit for IOB Recruitment 2026?
The prescribed age range is generally 22 to 45 years, depending on the post. The age will be calculated as on 01 August 2026.
What is the selection process for IOB Generalist and Specialist Officer Recruitment?
The selection process consists of an Online Examination followed by a Personal Interview.
Can candidates apply for more than one IOB post?
Yes. Candidates can apply for more than one post if they fulfill the eligibility conditions prescribed for each post and follow the application requirements mentioned in the notification.
What is the salary of IOB Officers?
The pay scale ranges from ₹48,480 to ₹1,05,280, depending on the applicable JMGS-I, MMGS-II or MMGS-III grade, along with other admissible allowances.
